Goldman Sachs' CFO said the same thing 16 times in an earnings call, and it shows how the bank's changing

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Diversification.

That’s the word of the day at Goldman Sachs, which announced first-quarter earnings Tuesday morning, smashing analyst expectations. On an earnings call after the results, CFO Marty Chavez said “diversify” or “diversification” 16 times. Chavez set the tone in his opening remarks. He said:

“We’re pleased with our improved performance in

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